State compulsory personal insurance payments

What is the state compulsory personal insurance?

This is a system of relations aimed at the compulsory insurance of citizens’ life and health in accordance with applicable law.

Who is eligible for state compulsory personal insurance payments?

Military personnel
Employees of the judiciary and law enforcement agencies
Deputies of the Milli Majlis
Employees of the diplomatic service working in the diplomatic missions and consulates of the Republic of Azerbaijan, as well as individuals performing administrative and technical duties there.

Who has right for insurance payments?

Members of the Milli Majlis of the Republic of Azerbaijan, judges, military servicemen of the Armed Forces of the Republic of Azerbaijan, state security and foreign intelligence agencies, intelligence and counter-intelligence organizations, as well as persons serving in military service in other state bodies (organizations included in the structure of state bodies) where military service is provided and military officials in conventions, prosecution officials, investigators, and those working in judicial and migration bodies, as well as individuals involved in investigations and operational-search activities; employees involved in the liquidation of the consequences of emergency situations, ensuring the protection of public order and customs work; foreign service officers serving in diplomatic missions and consulates of the Republic of Azerbaijan; civil defense personnel or successors of the aforementioned persons are entitled to receive an insurance payment.

What institutions are understood as insurance institutions?

Ministry of Defense;
Ministry of the Internal Affair;
Ministry of Foreign Affairs;
Ministry of Justice;
Ministry of Emergency Situations;
Ministry of Economy;
State Security Service;
Foreign Intelligence Service;
State Border Service;
Security Service of the President;
State Special Service for Communications and Information Protection;
State Agency for the Protection of Strategic Objects;
State service of mobilization and conscription;
State Migration Service;
State Customs Committee;
Prosecutor General's Office;
Parliament of the country;
Courts of the Azerbaijan Republic.

Applications for state compulsory personal insurance are accepted at the following institutions:

At the reception department of the State Social Protection Fund (SSPF);
In the regional territorial offices of the SSPF;
In the representative offices of the SSPF services;
At the DOST centers;
Insured persons and their heirs whose information must remain confidential, contact the SSPF directly.

Where can the insured persons who continue their activities outside the Republic of Azerbaijan apply?

Insured individuals who continue their activities outside the Republic of Azerbaijan may apply to the SSPF Administration through the diplomatic missions and consulates of the Republic of Azerbaijan where they are registered.

How many days in advance is the applicant notified of the execution of the state compulsory personal insurance payment?

The notification is sent to the applicant within 5 (five) business days.

In what form is the state payment for compulsory personal insurance made?

The insurance payment is transferred to the bank account of the person in a non-cash manner, about which the insured (recipient) is informed via SMS.

How is the insurance payment made if the policyholder does not submit a report to the insurer?

In cases where the policyholder does not submit a report to the insurer, the insurance payment is paid on the basis of the policyholder's certificate that the policyholder is considered insured for this policyholder, and information about this is reflected in the report submitted by the policyholder in the next quarter.

In what form is the insurance payment paid in the event of a new insured event?

When a new insured event occurs in connection with an insured event for which an insurance payment was made, the corresponding insurance payment is paid, taking into account the previously paid amount.

How much insurance is paid to military personnel?

The servicemen are insured for the amount of 11,000 manats.

Insured events for which this insurance payment is calculated based on the relevant percentages of the specified sum insured are the following:

In case of death - 100 percent;
When recognized as dead by a court decision due to the status of a missing person - 100 percent;
In case of death within three years after dismissal from service due to an injury or illness received during the service - 100 percent;
Body dysfunction by 81–100 percent - 80 percent;
Body dysfunction by 61–80 percent - 60 percent;
Body dysfunction by 31–60 percent - 40 percent;
In case of serious bodily injuries (wound, trauma, contusion) - 25 percent;
With medium bodily injuries (wound, trauma, contusion) - 15 percent;
In case of minor bodily injuries (wound, trauma, contusion) - 5 percent.

How much insurance payment is paid to employees of the judiciary and law enforcement agencies?

Employees of judicial and law enforcement agencies are insured for an amount equal to their wages for 5 years.

Insured events for which this insurance payment is calculated based on the relevant percentages of the specified sum insured are the following:

In case of death - 100 percent;
In case of death within three years after dismissal from service due to injury or illness received during the service - 100 percent;
Body dysfunction by 81–100 percent - 80 percent;
Body dysfunction by 61–80 percent - 60 percent;
Body dysfunction by 31–60 percent - 40 percent;
In case of serious bodily injuries (wound, trauma, contusion) - 20 percent;
With medium bodily injuries (wound, trauma, contusion) - 15 percent;
For minor bodily injuries (wound, trauma, contusion) - 10 percent.

How much insurance is paid to deputies of the Milli Majlis (Parliament)?

By law, each deputy is insured for an amount equal to his/her 5-year official salary.

Insured events for which this insurance payment is calculated based on the relevant percentages of the specified sum insured are as follows:

In case of death – 100 percent;
In case of death within 3 years after the expiration of the term, due to an injury received during the deputy's term – 100 percent;
Body dysfunction by 81–100 percent – 80 percent;
Body dysfunction by 61–80 percent – 60 percent;
Body dysfunction by 31–60 percent – 40 percent;
In case of serious bodily injuries (wound, trauma, contusion) – 20 percent;
In case of medium bodily injuries (wound, trauma, contusion) – 10 percent;
In case of minor bodily injuries (wound, trauma, contusion) – 5 percent.

What sum insured is paid to employees of the diplomatic service serving in diplomatic missions and consulates, and to persons performing administrative and technical service?

The head of a diplomatic mission of the Republic of Azerbaijan is insured for 11,000 manats.
Other diplomatic personnel are insured for 6,600 manats.
Administrative and technical service staff are insured for 4,400 manats.

Insurance payments are calculated based on the relevant percentage of the insured amount, depending on the nature of the incident, as follows:

In case of death – 100 percent;
Body dysfunction of 81–100 percent – 80 percent;
Body dysfunction of 61–80 percent – 60 percent;
Body dysfunction of 31–60 percent – 40 percent;
Serious bodily injuries (wound, trauma, contusion) – 20 percent;
Medium bodily injuries (wound, trauma, contusion) – 15 percent;
Minor bodily injuries (wound, trauma, contusion) – 10 percent.

How are the types of severe, medium, and light bodily injuries determined?

Types of serious, medium, and minor injuries are determined based on the list approved by the authority designated by the relevant executive body.

List of documents required when military personnel apply for state compulsory personal insurance
1	ID Card;
2	Certificate of Inheritance (in case of death);
3	Death certificate of the insured (in case of death);
4	Conclusion of the medical advisory commission of a medical institution (in case of death within 3 years as a result of injury or illness);
5	A court decision that has entered into legal force (in the case of an unknown disappearance and declaration of death by court decision);
6	Decision of the military medical commission (in case of disability);
7	A document confirming the disability of a person (in case of disability);
8	The decision of the military medical commission on the degree and cause of the injury (for severe, medium and light injuries);
9	In the event of the death of the insured person within three years after dismissal from service (due) as a result of illness during military service (due), the conclusion of the medical commission.

List of documents required when court or law enforcement employees apply on on the issue of state compulsory personal insurance
1	ID Card;
2	Certificate of Inheritance (in case of death);
3	Death certificate of the insured (in case of death);
4	Conclusion that the case is related to the performance of official duties by the insured;
5	The conclusion of the medical advisory commission of the medical institution (in cases of death and severe, medium and light injuries within 3 years as a result of injury or illness);
6	A document confirming the disability of a person (in case of disability).

List of documents required when the MPs of the Milli Majlis apply for state compulsory personal insurance
1	ID Card;
2	Certificate of Inheritance (in case of death);
3	Death certificate of the insured (in case of death);
4	The conclusion of the medical advisory commission of a medical institution (in cases of severe, medium and light injuries within 3 years as a result of an injury or illness);
5	A document confirming the disability of a person (in case of disability).

List of documents required when applying for state compulsory personal insurance for employees of the diplomatic service serving in diplomatic missions and consulates of the Republic of Azerbaijan, and persons performing administrative and technical service
1	ID Card;
2	Certificate of Inheritance (in case of death);
3	Death certificate of the insured (in case of death);
4	Conclusion that the incident is related to the performance of official duties;
5	The conclusion of the medical advisory commission of the medical institution (in cases of death and severe, medium and light injuries within 3 years as a result of injury or illness);
6	A document confirming the disability of a person (in case of disability).

What to do in cases when documents cannot be obtained from electronic information resources (databases, information retrieval systems, registers and other information resources) of the relevant state bodies (institutions)?

These documents are submitted by the applicant on paper.

You need to know

The date of the document confirming the occurrence of a situation that can be considered an insured event and imply an insurance payment to persons entitled to receive insurance payments under the state compulsory personal insurance (Except for insurance payments made by the State Insurance Commercial Company of the Republic of Azerbaijan before January 1, 2022), must be after December 31, 2020. From January 1, 2022, the SSPF ensures their implementation at the expense of insurance funds formed in the SSPF for state compulsory personal insurance.

State compulsory personal insurance payments

What is the state compulsory personal insurance?

Who is eligible for state compulsory personal insurance payments?

Who has right for insurance payments?

What institutions are understood as insurance institutions?

Applications for state compulsory personal insurance are accepted at the following institutions:

Where can the insured persons who continue their activities outside the Republic of Azerbaijan apply?

How many days in advance is the applicant notified of the execution of the state compulsory personal insurance payment?

In what form is the state payment for compulsory personal insurance made?

How is the insurance payment made if the policyholder does not submit a report to the insurer?

In what form is the insurance payment paid in the event of a new insured event?

How much insurance is paid to military personnel?

How much insurance payment is paid to employees of the judiciary and law enforcement agencies?

How much insurance is paid to deputies of the Milli Majlis (Parliament)?

What sum insured is paid to employees of the diplomatic service serving in diplomatic missions and consulates, and to persons performing administrative and technical service?

How are the types of severe, medium, and light bodily injuries determined?

ID Card;

ID Card;

ID Card;

Certificate of Inheritance (in case of death);

What to do in cases when documents cannot be obtained from electronic information resources (databases, information retrieval systems, registers and other information resources) of the relevant state bodies (institutions)?